Factoring your accounts receivable can be a powerful tool to improve cash flow and keep your business running smoothly. At Catamount, we understand how important it is to find the right factoring partner, not just any company, but one that truly supports your business goals.

With so many factoring companies available—from large banks to small boutique firms—choosing the right one can be overwhelming. Based on our experience serving businesses since 1994, here are some key factors we believe every business owner should consider before making a decision:

Is Local Presence Important?

We believe having a factoring company with a strong local presence is invaluable. At Catamount, we’re headquartered right here in Texas and make it a priority to meet face-to-face with our clients whenever possible. Building personal relationships with decision makers—not just salespeople—helps us understand your unique situation and deliver tailored services. When you work with us, you matter as much as your paperwork.

Is Cost the Only Factor?

While competitive rates matter, the cheapest factoring company isn’t always the best. At Catamount, we’re transparent about our fees and contracts because we know hidden costs and long-term lock-ins frustrate business owners. We encourage you to compare proposals carefully, ask questions, and consider customer service and flexibility alongside pricing.

Who Referred the Factoring Company?

Recommendations are powerful. Whether you heard about us through a trusted friend, your banker, or an accountant, we invite you to do your own due diligence. We’re proud to offer prospective clients references from our long-term customers, bankers, and accountants who can speak to our professionalism and commitment.

What Additional Services Come With the Package?

At Catamount, we do more than just provide financing. We often act as a quasi-credit department for our clients by performing background checks on potential customers, analyzing credit, and offering budgeting support—all at no extra charge. Plus, we have a network of trusted service providers we’re happy to recommend. Our goal is to be a true partner invested in your success.

Are You Locked Into a Long-Term Contract?

Many business owners tell us they feel trapped in factoring agreements with high penalties for early termination. That’s why Catamount offers contracts with no minimum volume requirements and no long-term lock-ins. We want you to work with us because you’re happy with our service, not because you’re stuck.

Ready to Improve Your Cash Flow?

If you’re considering factoring your invoices and want to work with a Texas-based company that puts your business first, we’d love to hear from you. Contact Catamount today for a no-obligation consultation to explore how we can help support your growth.